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Mortgage and Home Finance News

Better Access to Conforming Loans Means More First-Timers in Market

December 10th, 2018 | Mortgage and Home Finance News

Dec 6 2018, 11:45AM Access to mortgage credit moved higher in November, largely due to improved access to conforming mortgages. The Mortgage Bankers Association’s Mortgage Credit Availability Index (MCAI increased 1.1 percent to 188.8. A decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of loosening credit. […]

Bucking Expectations #MortgageRates Are Falling for This Unexpected Reason #Mortgages #RealEstate #Loans #Finance

December 10th, 2018 | Mortgage and Home Finance News

Bucking Expectations, Mortgage Rates Are Falling for This Unexpected Reason Unless prospective home buyers have been living under a rock, they’re probably all too familiar with the fact that mortgage rates are on the rise. And with a strong economy spurring the Federal Reserve to raise interest rates, mortgage rates are likely to continue their […]

Fannie, Freddie loan limits increase for third-straight year #FHA #Mortgage #Loans

December 9th, 2018 | Mortgage and Home Finance News

Fannie, Freddie loan limits increase for third-straight year The Federal Housing Finance Agency, which oversees the federally owned mortgage corporations Fannie Mae and Freddie Mac, announced Nov. 27 it will increase its conforming loan limits for the third consecutive year in 2019. After not changing the limits between 2006 and 2016, the FHFA has reversed […]

New #Fannie #Freddie Requirements May Penalize High-Risk #Borrowers #MortgageLoans #FHFA

December 8th, 2018 | Mortgage and Home Finance News

New Fannie/Freddie Requirements May Penalize High-Risk BorrowersT hree researchers from the Urban Institute (UI) recently analyzed the new capital standards rule proposed by the Federal Housing Finance Agency (FHFA) for Fannie Mae and Freddie Mac (the GSEs.)  The proposed rule includes two alternative leverage ratio proposals.  Under the first, the GSEs would be required to […]

Six #Massachusetts ZIP Codes Make to the Most Expensive Zip Codes in the United States

December 8th, 2018 | Mortgage and Home Finance News

Six Massachusetts ZIP Codes Make to the Most Expensive Zip Codes in the United States BOSTON–Six Massachusetts ZIP codes have been ranked in the list of the country’s the 100 most expensive ZIP codes in 2018. The ranking was done by PropertyShark, which aims to determine the “most exclusive residential areas in the country.” “Boston’s […]

Can You Get a Mortgage With a Credit Freeze?

December 7th, 2018 | Mortgage and Home Finance News

Can You Get a Mortgage With a Credit Freeze? Credit freezes are a hot topic these days. With security breaches cropping up at banks, retailers, and even credit reporting agencies (hello, Equifax), many Americans fear that hackers might access their personal data and open new credit lines in their name. That’s where a credit freeze can help. This […]

Freddie Mac Portfolio Grows 3.5 Percent Delinquencies Decrease #Mortgage #Finance

December 6th, 2018 | Mortgage and Home Finance News

Posted To: MND NewsWire Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 4.7 percent in October, up from 2.3 percent the previous month. The portfolio balance at the end of the period was $2.159 trillion compared to $2.151 trillion at the end of September and $2.067 trillion […]

#InteriorDesign Trends That Are So Over in 2019 #RealEstate #HomeBuying

December 6th, 2018 | Mortgage and Home Finance News

Interior Design Trends That Are So Over in 2019 Real Estate Home Buying Your home’s got style—and boy, did you work to achieve it. You followed design blogs, pored over Pinterest boards, and chose accent pieces and colors to add just the right note. That is, you did five years ago. Or 10. But guess […]

Wells Fargo re-enters private-label RMBS business

December 6th, 2018 | Mortgage and Home Finance News

@WellsFargo is officially back in the private-label #RMBS business. #ScotsmanGuide Wells Fargo is officially back in the private label, residential mortgage backed securities business. The megabank has released the details of its first post crisis bond offering that doesn’t… […]

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