Mortgage rates have once again dipped below 3 percent.

The average for a 30-year fixed loan was 2.99 percent, just off the record low set two weeks ago, Freddie Mac said in a statement Thursday. Rates had ticked up to 3.01 percent last week.

Mortgage rates started sliding to record lows in March as the Covid-19 outbreak roiled financial markets. The low borrowing costs have pushed more buyers to look for homes, fueling a housing recovery that’s been a bright spot in an economy battered by the pandemic.

The homeownership rate surged in the second quarter to the highest level since 2008, with first-time buyers helping fuel the jump. In June, pending home sales soared 16.6 percent to the highest level since 2006. Continue reading at


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