For what it’s worth: The surprising things appraisers wish you knew

What can you do if you think the appraisal of your home is wrong? Any appraisal, whether it is for a purchase loan or a refinance, is meant to be an informed estimate of the market value. 

“The biggest misconception sellers and even buyers have is that they don’t realize we’re working for the bank,’’ said Michael C. Nicora, owner of Suburban Appraisal Co. in Agawam. “Our job is to protect the lender’s interest in the property they’re financing. Buyers and sometimes sellers ask us for copies of the appraisal, but they have to get that from the bank.’’

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