Mortgage Rates at Lowest Levels in Several Weeks

Posted To: Mortgage Rate WatchLet’s get caveats out of the way upfront. No conversation about mortgage rates would be complete without a reminder that some lenders are very far removed from the averages. Moreover, even a lender is offering rates that are in line with today’s average, that may have been a completely different story at various points in the past. With that out of the way, yes, the average lender is now offering the lowest rates in several weeks for top tier, conventional 30yr fixed scenarios.

Speaking of top tier, how about some more caveats? As soon as we start adding risk factors to the mix, rates (or upfront loan costs) rise abruptly. In many cases, lenders aren’t even offering certain combinations of factors anymore. For instance, if you were hoping to get a cash-out loan, that’s quickly become much more… (read more)

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