Mortgage Rates Up or Down, Depending on Lender

Posted To: Mortgage Rate Watch

Mortgage rates were mixed today with some lenders improving and others moving higher. This isn’t so much a factor of anything that happened today as much as it is about what lenders did yesterday. Specifically, the bond market (which underlies rate movement) was stronger in the afternoon.

This meant that mortgage lenders could adjust yesterday’s mortgage rates slightly lower. Some of them did. Some of them didn’t. Simply put, lenders who kept rates unchanged yesterday afternoon were able to offer slightly lower rates today. Lenders who dropped rates yesterday were forced to increase slightly.

In the bigger picture, we’re not talking about substantial movement. The average homeowner (or prospective homeowner) will be seeing rates that are effectively at all-time lows , albeit with closing costs…(read more)

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Article From: "Matthew Graham"   Read full article

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