Home Mortgage Rates Mostly Steady Still Very Low

Posted To: Mortgage Rate Watch

It seems almost melodramatic to refer to any modest increase in mortgage rates these days. If we were to go over each lender’s rate sheet with a fine tooth comb today, indeed we’d likely find the average is just microscopically higher.

But higher from WHERE? With the very best scenarios seeing 30yr fixed rate quotes of 3.0% or below, it’s hard to spend too much time lamenting any modest day-over-day increases.

Beyond that, most of the recent movement has been very small- -too small to measure in terms of changes in the actual interest rate you’d be quoted. Instead, there could simply be a minor adjustment in the upfront costs (origination, discount, or lender credit toward closing costs, depending on the scenario).

All that to say times are good for mortgage rates , and when momentum pushes… (read more)

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Article From: "Matthew Graham"   Read full article

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